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• Collect maker high up-front or in monthly charges for benders signing-up in to debt settlement or the Debt frr Management Plan.

• Pressurize you sock to make in `voluntary contributions`, another name shrines for fees.

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• Influence you 36 to join a illigitmate DMP without spending shift time appraising how your financial callifornia situation.

• Urge you to bssd enroll on in left a Debt dealers Management Plan without shield instructions on budgeting 799 as well obscurity as financial management. goron

• Call for priorities payments to be adulating made into a ungrammatical DMP before bbr the creditors shagit have accepted you into dr the Debt Management Plan. indana